My friend recently joined AAA. The cost of a year’s membership is less than one tow and includes a lot more than that. And when you live in Minnesota, it seems reasonable to me.
There are, however, a few things that seem less reasonable to me:
- Insurance on your cell phone that you pay monthly and then pay a deductible when you use it…and you may only use it a certain number of times.
- Protection the cable company offers in case you have to have a technician come out and service your wires or equipment you rent from them.
- Warranties available for additional purchase on electronics (read: Best Buy)
- Credit protection for purchase on credit cards, checking and savings accounts
While I try not to give in, there are times when I wonder: Should I have these things? What if my credit card gets stolen? What if my iPod quits working? What if I drop my cell phone in a toilet?
What-if land is a dangerous place to go. I consider it a necessary place to visit, like Washington D.C., but I definitely wouldn’t want to live there. Constantly processing outcomes that may never happen is a sure recipe for living with fear and worry.
There is a Swedish proverb that says “Worry gives a small thing a big shadow.” If we let go of our fear and worry and live in the moment, most of those outcomes we were processing will never occur.
And really, would it be so bad if on occasion they did occur? I live for the day my cell phone runs out of power and I can’t be reached. Imagine a week!